Last Updated: June 1, 2023
Welcome to Savings ML. These Terms and Conditions ("Terms") govern your access to and use of the Savings ML website, services, and content (collectively, the "Services"). Please read these Terms carefully before using our Services.
By accessing or using our Services, you agree to be bound by these Terms and our Privacy Policy. If you do not agree to these Terms, you may not access or use our Services.
1.1 By accessing or using our Services, you acknowledge that you have read, understood, and agree to be bound by these Terms, as well as any additional terms and conditions that may apply to specific Services or features.
1.2 We reserve the right to modify these Terms at any time. We will provide notice of significant changes by posting the updated Terms on our website and updating the "Last Updated" date. Your continued use of our Services after such changes constitutes your acceptance of the revised Terms.
In these Terms, the following definitions apply:
To use certain features of our Services, you may need to register for an Account. When you register, you agree to provide accurate, current, and complete information and to update this information to maintain its accuracy. You are responsible for safeguarding your password and for all activities that occur under your Account. You agree to notify us immediately if you suspect any unauthorized use of your Account.
You must be at least 18 years old to create an Account and use our Services. By creating an Account, you represent and warrant that you are at least 18 years old.
You may not create more than one Account without our express permission. We reserve the right to terminate any duplicate Accounts.
We reserve the right to suspend or terminate your Account at any time for any reason, including but not limited to violation of these Terms. You may also terminate your Account at any time by contacting our customer service.
Savings ML provides investment advisory services, market research, educational content, and related services focused on the US oil sector. Our Services are informational and educational in nature and do not constitute financial advice.
All investment information, opinions, and recommendations provided through our Services are for general informational purposes only and should not be construed as professional financial advice. Investments in the oil sector involve substantial risk, including the possible loss of principal. Past performance is not indicative of future results.
We do not guarantee any specific investment results or outcomes from using our Services. Investment decisions should be made based on your individual financial situation, goals, risk tolerance, and after consulting with professional financial advisors.
We strive to keep our Content accurate and up-to-date, but we make no representations or warranties about the completeness, accuracy, reliability, or availability of any Content. We reserve the right to modify, update, or remove Content at any time without notice.
You agree not to engage in any of the following prohibited activities:
If our Services allow you to post, upload, or submit User Content, you retain ownership of your User Content, but you grant us a worldwide, non-exclusive, royalty-free license to use, reproduce, modify, adapt, publish, translate, distribute, and display such User Content in connection with providing the Services.
You are solely responsible for your User Content and represent and warrant that you have all rights necessary to submit the User Content and to grant the licenses described herein.
We have the right, but not the obligation, to monitor, screen, edit, remove, refuse to post, or disclose any User Content for any reason. We also reserve the right to take appropriate legal action against users who violate these Terms.
The Services and their entire contents, features, and functionality (including but not limited to all information, software, text, displays, images, video, and audio, and the design, selection, and arrangement thereof) are owned by Savings ML, its licensors, or other providers of such material and are protected by copyright, trademark, patent, trade secret, and other intellectual property or proprietary rights laws.
Subject to these Terms, we grant you a limited, non-exclusive, non-transferable, and revocable license to access and use the Services for your personal, non-commercial use. This license does not include any resale or commercial use of any part of the Services or any derivative use of the Services or its contents.
You may not:
The Savings ML name, logo, and all related names, logos, product and service names, designs, and slogans are trademarks of Savings ML or its affiliates or licensors. You may not use such marks without the prior written permission of Savings ML.
Some of our Services may require payment of fees. All fees are stated in British Pounds (GBP) unless otherwise specified. Fees may be subject to change, and we will provide notice of any fee changes by updating the fee information on our website or by sending you an email.
When you purchase a subscription, you authorize us to charge the payment method you provide on a recurring basis until your subscription is terminated. You agree to maintain current, complete, and accurate billing information.
Subscriptions automatically renew unless canceled before the renewal date. You can cancel your subscription at any time by accessing your account settings or contacting our customer service. Cancellation will be effective at the end of your current billing period.
Refunds, if any, will be issued in accordance with our Refund Policy, which is incorporated by reference into these Terms.
8.1 THE SERVICES ARE PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS, WITHOUT ANY WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED. SAVINGS ML DISCLAIMS ALL WARRANTIES, INCLUDING, BUT NOT LIMITED TO, IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT.
8.2 WE DO NOT WARRANT THAT THE SERVICES WILL BE UNINTERRUPTED, TIMELY, SECURE, OR ERROR-FREE, THAT THE RESULTS THAT MAY BE OBTAINED FROM THE USE OF THE SERVICES WILL BE ACCURATE OR RELIABLE, OR THAT ANY ERRORS IN THE SERVICES WILL BE CORRECTED.
8.3 ANY MATERIAL DOWNLOADED OR OTHERWISE OBTAINED THROUGH THE SERVICES IS ACCESSED AT YOUR OWN DISCRETION AND RISK, AND YOU WILL BE SOLELY RESPONSIBLE FOR ANY DAMAGE TO YOUR COMPUTER SYSTEM OR LOSS OF DATA THAT RESULTS FROM THE DOWNLOAD OF ANY SUCH MATERIAL.
9.1 TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, SAVINGS ML, ITS AFFILIATES, AND THEIR RESPECTIVE OFFICERS, DIRECTORS, EMPLOYEES, AGENTS, SUPPLIERS, AND LICENSORS WILL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, INCLUDING WITHOUT LIMITATION, LOSS OF PROFITS, DATA, USE, GOODWILL, OR OTHER INTANGIBLE LOSSES, RESULTING FROM:
WHETHER BASED ON WARRANTY, CONTRACT, TORT (INCLUDING NEGLIGENCE), OR ANY OTHER LEGAL THEORY, WHETHER OR NOT WE HAVE BEEN INFORMED OF THE POSSIBILITY OF SUCH DAMAGE.
9.2 IN NO EVENT WILL SAVINGS ML'S TOTAL LIABILITY TO YOU FOR ALL CLAIMS RELATING TO THE SERVICES EXCEED THE AMOUNT PAID BY YOU TO SAVINGS ML FOR THE SERVICES DURING THE TWELVE (12) MONTHS IMMEDIATELY PRECEDING THE EVENT GIVING RISE TO THE CLAIM.
9.3 THE LIMITATIONS OF DAMAGES SET FORTH ABOVE ARE FUNDAMENTAL ELEMENTS OF THE BASIS OF THE BARGAIN BETWEEN SAVINGS ML AND YOU.
You agree to defend, indemnify, and hold harmless Savings ML, its affiliates, and their respective officers, directors, employees, agents, suppliers, and licensors from and against any claims, liabilities, damages, judgments, awards, losses, costs, expenses, or fees (including reasonable attorneys' fees) arising out of or relating to your violation of these Terms or your use of the Services, including, but not limited to, your User Content, any use of the Services' content, services, and products other than as expressly authorized in these Terms.
11.1 We may terminate or suspend your Account and access to the Services immediately, without prior notice or liability, for any reason whatsoever, including without limitation if you breach these Terms.
11.2 Upon termination, your right to use the Services will immediately cease. If you wish to terminate your Account, you may simply discontinue using the Services or contact us to request Account deletion.
11.3 All provisions of these Terms which by their nature should survive termination shall survive termination, including, without limitation, ownership provisions, warranty disclaimers, indemnity, and limitations of liability.
12.1 These Terms shall be governed by and construed in accordance with the laws of the United Kingdom, without regard to its conflict of law provisions.
12.2 Any dispute arising from or relating to the subject matter of these Terms shall be finally settled by arbitration in London, United Kingdom, using the English language in accordance with the Arbitration Rules and Procedures of the United Kingdom effective at the time the arbitration is initiated.
12.3 Any legal action or proceeding arising under these Terms will be brought exclusively in the courts located in the United Kingdom, and you hereby consent to the personal jurisdiction and venue therein.
These Terms, together with the Privacy Policy and any other legal notices published by Savings ML on the Services, shall constitute the entire agreement between you and Savings ML concerning the Services.
No waiver of any term of these Terms shall be deemed a further or continuing waiver of such term or any other term, and Savings ML's failure to assert any right or provision under these Terms shall not constitute a waiver of such right or provision.
If any provision of these Terms is held by a court of competent jurisdiction to be invalid, illegal, or unenforceable for any reason, such provision shall be eliminated or limited to the minimum extent such that the remaining provisions of these Terms will continue in full force and effect.
These Terms, and any rights and licenses granted hereunder, may not be transferred or assigned by you, but may be assigned by Savings ML without restriction.
Any notices or other communications provided by Savings ML under these Terms will be given by posting to the Services or by email to the address you provide to us. Notices and communications will be deemed to have been duly given and received when sent (if sent by email) or no later than one day after being posted (if posted on the Services).
Questions about these Terms should be sent to us at:
Savings ML
2 Jones Curve
Lake Harry, L38 9EB
United Kingdom
Email: legal@savingsml.com
Phone: +441794151000
Contract law in the UK dates back over 800 years to the 12th century, making it one of the oldest established legal frameworks for business agreements.
Electronic signatures have been legally binding in the UK since the Electronic Communications Act of 2000, facilitating digital business transactions.
The average terms and conditions document has grown from 1,500 words in 1995 to over 4,500 words today, reflecting increasing legal complexity in digital services.